The better your credit is, the more you’ve got a shot at having a lower interest rate on your loans and credit cards, as well as other pros that come with a good score.But most people, imperfect as humans can be, often start off on the wrong foot.This can be a cause for worry and begs the question, can bad credit be fixed?Steps to Fixing and Improving Bad CreditThe specific steps you can take to help you improve your credit score are dependent on your credit information.To carry this out, you cannot miss credit card or loan payments by over 29 days.Having all your accounts current and settled can have a positive impact on your credit score.