IVA Advice What is an IVA Agreement? iva voluntary agreement is an agreement between you .An individual voluntary arrangement (IVA) is a legally binding agreement between you and your creditors that helps you pay off your debts at an affordable rate. You make payments managed by an insolvency practitioner. the person to whom you owe money. Call for iva debt advice contact no 03301224614 website-https://moneyadviceservice.net..../what-is-an-iva-agre